Much has been written of late regarding the Dow Jones industrial average 20,000 milestone and whether this will mark a near-term top of the market or perhaps the continuation of the eight-year bull market. Some investors are posing this question because they're wondering if they should get completely out of the market now or stay in, lighten up exposure or make new investments. While history will tell us with certainty, there are prudent decisions which investors can make right now even without knowing the definitive answer.
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