Facebook today said its Messenger-based, peer-to-peer mobile payment service is now available to everyone across the U.S. It was initially tested in New York City earlier this year. Messenger users need only add their MasterCard- or Visa-backed debit card to pay anyone else on Messenger. Money goes straight from the sender's checking account to the recipient's checking account. Sending money is free of transaction charges. Facebook says users can set up PINs to protect the service, and Apple device owners will be able to use TouchID to secure it. Sending money is possible from the Android, iOS, and web versions of Messenger.


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