But our Internet age means it's easier than ever to communicate regularly, even in real time, with family, friends, credit card companies and online shopping sites anywhere in the world. First, you should probably ditch your current cell phone and its accompanying monthly plan. Your new pay-as-you-go phone will not only save you money (maybe a lot of money) compared with the cost of your current cell phone contract, but it has another benefit, as well. Maybe you'll be able to dial internationally with your pay-as-you-go cell phone, but, if you have this capability at all, it will come at a cost.

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