I can't speak for insurance because I am a home based office and not an actual retail store, as for the licenses it again depends on your state/county/city.
Here in Utah the business license is issued by the city, but generally covers the state. Although some cities here require a separate license for things like door to door sales or mobile employees. In my case I evade around that because I base my primary business (Brokering Freight) as a home based business. "Which also has a whole different tax, insurance, and license requirement on local/state and federal levels." But I have to have all of them covered.
Also if your looking at a cricket dealership I know they have certain criteria as well.
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