Wireless News
10-19-2015, 07:30 AM
http://l.yimg.com/bt/api/res/1.2/FZ_IwE6mhvnn.zq2uKKCUQ--/YXBwaWQ9eW5ld3NfbGVnbztmaT1maWxsO2g9ODY7cT03NTt3PT EzMA--/http://media.zenfs.com/en-US/homerun/digital_trends_973/a1bc2aef2a6de0f5f5323a3e11d85a89 (http://news.yahoo.com/standby-galaxy-phone-owners-verizon-104025567.html)Mobile payments are really heating up in 2015, after Apple made a huge push into the space with Apple Pay, and Google introduced-Android Pay. Now, Samsung has joined the fray with its own mobile payment system called Samsung Pay. Here’s what you need to know. Updated on 10-19-2015 by Andy Boxall:- Added news Verizon may have started to send out its Samsung Pay update.- Official launch in the United States Samsung launched Samsung Pay-in South Korea on August 20, and in the U.S. on September 28, while-the UK, Spain, and China will follow later this year. At first, only-Sprint, AT&T, T-Mobile, and US Cellular supported Samsung Pay in the U.S., but Verizon Wireless subsequently-announced-on Twitter it had-evaluated the service, and would also provide the feature to its subscribers. Verizon promised an over-the-air software update for compatible phones, adding the new feature, but didn’t provide a launch date. Reports started to spread in mid-October that the software had begun to arrive on some phones, and a post on Verizon’s support pages detailed the update, suggesting a wider launch is imminent. Related: Read our review of the Galaxy Note 5, and the Galaxy S6 Edge here Samsung Pay is available on the Samsung Galaxy S6, S6 Edge, S6 Edge Plus, and Note 5 devices, and-requires an over-the-air update to work. To check if it’s available on your device, go to Settings > System > About Phone > Software Update . Once you’ve added credit, debit, and loyalty cards, you open-the Samsung Pay app with a swipe, choose the card you want to use, and authenticate the purchase with your fingerprint. Just like most forms of mobile payments, Samsung Pay will use Near Field Communications (NFC) to make payments at point-of-sale systems that accept tap-to-pay. However, unlike Apple Pay and Google Wallet, Samsung Pay will leverage the same technology standard credit cards use, called-Magnetic Secure Transmission (MST), which will let-the system work at most cash registers, regardless of whether or not they accept NFC payments. So long as the register accepts mag-stripe credit cards, which is something that nearly every single cash register can do, Samsung Pay should work. Samsung extended a-partnership with MasterCard-overseas, which will allow Samsung Pay users in European territories to-activate debit, credit, and reloadable prepaid cards-on-MasterCard’s payments platform. The company also-launched a trial program in South Korea for which only “select customers” were picked. Samsung is offering a free wireless charger or wallet flip cover to customers who recently purchased a Galaxy Note 5 or S6 Edge Plus for activating a credit card on Samsung Pay. The promotion is valid until October 11 and has to be redeemed by November 15, 2015. Which banks and stores support it? The MST technology ensures that Samsung Pay supports private label credit cards (PLCC), thanks to partnerships with Synchrony Financial, Blackhawk Network, First Data Corporation. The company also joined forces with the two biggest credit card providers, the aforementioned MasterCard and Visa,-in making Samsung Pay a reality. In the United States,-Samsung Pay is supported by American Express, Bank of America, Citi, and US Bank. JPMorgan Chase were expected to support Samsung Pay, but the two companies are still in talks. The company estimates that some 30 million merchant locations worldwide will accept Samsung pay at launch. In other words, Samsung believes that it has come up with the only mobile payment system that is universally accepted. In contrast, both Apple Pay and Google Wallet only work at select locations where NFC is accepted.-It won’t work everywhere — credit card readers that require a physical trigger, like ATMs and gas pumps, aren’t compatible. But Samsung says the Samsung Pay will work at 80 percent of point-of-sale systems when it debuts. Samsung Pay will be secured with Samsung’s own Knox security software, which is widely regarded as one of the best security systems for mobile devices, as well as-ARM TrustZone. Just like Apple Pay,-Samsung Pay doesn’t store personal account numbers on the user’s device, and uses tokenization to protect your credit card information whenever you make a purchase. If you should lose your phone, you can lock and disable the device remotely to turn off access to Samsung Pay, thanks to Samsung’s-Find My Mobile feature. It’s not going to work in rooted Android phones Now that the service is live in South Korea, there is evidence that rooting the Galaxy S6 or Galaxy S6 Edge will disable Samsung Pay. This isn’t surprising since a rooted device is less secure. If a user tries to use Samsung Pay on a rooted phone, they will will be prompted with a message saying,-“Samsung Pay has been locked due to unauthorized modification.” Related: How to root your Android phone or tablet in 2015 (and unroot it) Rooting a device is the process of obtaining complete administrative control of the operating system, which can make it more susceptible to hacking, and less secure. There are some advantages to rooting, but the security concerns more than outweigh them for the average person. If you’re wondering if your Galaxy S6 or Galaxy S6 Edge is rooted, it most likely isn’t. Samsung (and most other) phones aren’t rooted out of the box, and you would have needed to go through many complicated steps in order to achieve root, of which you would probably remember. Samsung Pay is coming to smart TVs Samsung’s positioning Samsung Pay as a platform , not purely contactless forms of payment. To that end, the company has announced-Samsung Pay on TV, a feature coming to select Samsung smart TVs that’ll expedite the process of paying for content. Samsung The service, which Samsung said was-developed in partnership with PayPal,-ties your credit cards, debit cards, PayPal account and other billing options to a-personal identification-number. After you complete an “initial registration setup,” Samsung says buying-a TV show, movie, or app on your TV is as easy as entering your PIN-and hitting the “Pay Now” button that subsequently appears. That first-time setup could be a headache. (You’ll have to add each funding source individually to Samsung Pay on TV.)-If you’ve got a Samsung mobile account with saved billing-details, though, they’ll-transfer automatically.-Owners of the electronics giant’s 2014 and 2015 smart TVs will begin to see games that integrate Pay on TV. The list of supported titles will be quite small initially — about seven — but Samsung says it’ll-add-content “within new and world-renowned games” in the near future. Samsung Pay first opened in the U.S. as a beta program Before the official launch, Samsung opened Samsung Pay up as a beta program for selected individuals. Provided you met with the requirements — which included owning a compatible phone, and having a current Samsung account — you could give the new mobile payment system a try before everyone else. -The-Samsung Pay Beta details-are published here. Previous updates: Updated on 10-07-2015 by David Curry:- Added Verizon Wireless support announcement. Updated on 09-28-2015 by David Curry:- Added news about the official launch in the United States and bank/carrier partners. Updated on 08-27-2015 by Andy Boxall:- Added-in Samsung Pay Beta program news, and information on how you can join in. Updated on 08-13-2015 by Kyle Wiggers:- Added launch dates for the U.S. and South Korea.- Updated on 08-05-2015 by Kyle Wiggers:- Added details of Samsung Pay for TV.- Updated on 07-30-2015 by Kyle Wiggers:- Added news of a Samsung partnership with MasterCard in Europe. Updated on 07-24-2015 by Robert Nazarian: Added in news that rooting may disable Samsung Pay. Updated on 07-16-2015 by Williams Pelegrin: Added details of Samsung Pay trial program in South Korea. Update on 06-03-2015 by Kyle Wiggers:- Added details of Samsung Pay’s delay until September.
More... (http://news.yahoo.com/standby-galaxy-phone-owners-verizon-104025567.html)
More... (http://news.yahoo.com/standby-galaxy-phone-owners-verizon-104025567.html)